Expert Panel

Case Studies

In light of recent unexpected mortality experience, an insurance company required an expert view on the best-estimate and risk distribution for short-term mortality improvements across specific diseases areas, taking into account key drivers such as the strained healthcare system. Our expert panel was able to provide a set of parameters for each disease area using their combined clinical experience and expertise. Each parameter included a range providing the client with a clear understanding of the uncertainty associated with the expert judgement. Ongoing support was provided to the client, responding to regulatory scrutiny in a detailed and timely manner.

For a large reinsurer we provide ongoing expert panel support to their critical illness products, collaborating on issues such as updating underwriting rules in light of new clinical information. Clinical experience is paramount when developing clear wording within the contract terms & underwriting rules.

In an evolving health risk landscape, accurate risk assessment is crucial. Our Expert Panel Service, led by health science specialists, aids insurers in refining pricing and risk management. This service unites skilled modelers and health experts with clinical backgrounds. Tailored to insurers’ needs, the panel focuses on pivotal areas, bridging clinical data gaps. These insights refine mortality and morbidity risk assessment, bolstering underwriting precision and reducing adverse selection. Documentation and uncertainty insights are aligned with regulations like Solvency II.

Case Studies

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