We have developed over many years of clinical market (life & Pensions) experience, a number of pricing and risk modelling tools leveraging medical, epidemiological and actuarial expertise. The diagram below outlines our approach to mortality modelling.
We use our unique blend of medical and modelling expertise together with our detailed knowledge of the needs of the insurance market to develop innovative mortality models. We can identify mortality trends over time for specific diseases and predict individual and portfolio life expectancy. Our in-house cause-of-death mortality models can account for socioeconomic and biomedical risk factors (e.g. smoking, BMI).